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Regular version of the site

119017, Moscow,
3 Bolshoy Trekhsvyatitelsky Pereulok, room 225, 226

Phone: (495) 772-95-90 *23039

Email: private_law@hse.ru

School Head Tatiana Yatsenko
Deputy Head Mikhail Volchansky
Abuse of Procedural Rights in the Context of Digital Transformation of Justice (the Case of the Russian Federation)

Melnikova A.

International Journal For Court Administration. 2023. Vol. 14. No. 3. P. 6.

Book chapter
Simplified Proceedings in Civil Justice As a Part of Modern Procedural Policy

Krymskiy D.

In bk.: Proceedings of the International Conference “Scientific research of the SCO countries: synergy and integration” - Reports in English. Part 3. (July 12, 2023. Beijing, PRC). Инфинити, 2023. P. 50-55.

Working paper
The Concept of Inheritance by Right of Representation: A Comparative Analysis of Civil Law in Russia and France

Rostovtseva N. V.

Law. LAW. Высшая школа экономики, 2019. No. WP BRP 91.

Comparative Banking Law

Academic Year
Instruction in Russian
ECTS credits

Автор программы

Vishnevskiy, Aleksander

Vishnevskiy, Aleksander
Elective course
2 year, 1 module

Программа дисциплины


This course aims to describe the main segments of modern banking law in a comparative perspective, therefore it covers the fundamentals of modern banking regulations in international, regional and national levels, as well as private – contract regulations of the main bening transactions.
Цель освоения дисциплины

Цель освоения дисциплины

  • The objective of the course is familiarise the students with modern banking regulation both at national and international levels, including soft law of international bodies (Basel Committee, IADI and others), EU Directives, national banking laws of selected countries; contracts involved in banking transactions, bank customer (consumer) protection.
Планируемые результаты обучения

Планируемые результаты обучения

  • Students are expected to gain professional understanding of the main sources and institutions of modern banking law;
  • Students are expected to gain professional understanding of the legal status of credit institutions, their managing bodies and shareholders;
  • Students are expected to gain professional understanding of the main rules regulating banking transactions;
  • Students are expected to gain professional understanding of regulatory (registration, licensing, reporting, competition, etc.) rules and requirements with regard to banking activities;
  • Students are expected to gain professional understanding of the legal status of regulatory bodies in modern banking;
  • Students are expected to gain professional understanding of the customer protection and alternative dispute resolution schemes in banking;
Содержание учебной дисциплины

Содержание учебной дисциплины

  • General Features of Modern Banking Law
    Modern trends in banking law, harmonisation of banking legislation, shift of its paradigma. Main sources of modern banking law, the role of the soft law. The structural parts of modern banking law.
  • Credit Institution in Modern Banking Law
    The notion of credit institution, its legal capacity, licensing of its activities, requirements regarding the shareholders and managers of a credit institution, senior managers regime; performance of the public functions by the credit institutions.
  • The Bank and the Client, Customer Protection in Modern Banking Law
    The status of the client in bank-customer relations. Informational assymetry, unequal bargaining powers and procedural (dispute-resolution) assymetry. Main EU directives and national laws on customer protection in banking. Financial ombudsman schemes in modern banking systems.
  • Regulation and Supervision over the Banking Activities
    Prudential and non-prudential regulation in modern banking law. Supervision over the conduct of credit institutions. Regulatory bodies, different systems of the regulatory bodies in modern banking systems. Soft law of BCBS. Megaregulator versus division between the administrative and economic functions in the banking system. Rules based versus principles based regulation.
  • Deposit-Taking in Modern Banking Law
    Deposit contracts in different jurisdictions. Freedom of contract v. state regulation of deposit contracts. Deposit insurance – main EU directives, soft law of IADI, deposit protection schemes in selected jurisdictions.
  • Loans in Modern Banking Law
    Loan contract in modern banking law. Standartisation trends, terms and conditions of standard LMA and LMSA loan contracts. Regulated loans in mdern banking law – consumer loans, mortgage loans. EU directives and legislation of selected jurisdictions on consumer credit and mortgages.
  • Payment Services in Modern Banking Law
    General trends in payment services. Payment Services Directives. Payment services regulators. Basic bank accounts and payment services for consumers. Payment services in commercial transactions, specific banking payment products (letters of credit).
Элементы контроля

Элементы контроля

  • неблокирующий Attendance of lectures and participation in seminars
  • неблокирующий Case analysis – written knowledge assessment during the seminars
  • неблокирующий Written exam - essay
Промежуточная аттестация

Промежуточная аттестация

  • Промежуточная аттестация (1 модуль)
    0.2 * Attendance of lectures and participation in seminars + 0.4 * Case analysis – written knowledge assessment during the seminars + 0.4 * Written exam - essay
Список литературы

Список литературы

Рекомендуемая основная литература

  • Diamanta Sojeva. (2018). Similarities and Differences between the Credit Contract and the Loan Contract in the Banking Law. Acta Universitatis Danubius: Juridica, (2), 25. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.53c41606fe864695a3763fae46c29124
  • Maphuti David Tuba. (2017). Lodhi 5 Properties Investments CC v FirstRand Bank Limited [2015] 3 All SA 32 (SCA) and the Enforcement of Islamic Banking Law in South Africa. Potchefstroom Electronic Law Journal, 1. https://doi.org/10.17159/1727-3781/2017/v20n0a1308

Рекомендуемая дополнительная литература

  • Sbarbaro Ferruccio Maria. (2018). The Italian Regulation of the Intra-Group Financial Support Agreement in a Comparative Perspective. Управленец, (1), 24. https://doi.org/10.29141/2218-5003-2018-9-1-4
  • Silvia Lucia Cristea. (2015). Juridical Regime of the Interest in the Romanian Law. Particular Case. Comparison between the Regulations of the Remuneratory Interest Versus the Penalizing Interest, in the Romanian Banking Law. Perspectives of Business Law Journal, (1), 121. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.0ecd753091aa4af1b014caf929e37304